Finance Hero is not a licensed moneylender.

We are a platform that helps to match your financial request to our subscribers. We help you to get the best financial offers from licensed providers at your convenience. These packages will be offered based on the information provided by you.

No, Finance Hero is absolutely free for your use. All costs for this matching service are absorbed by our providers.

Yes, we do the utmost to ensure that your data is protected.

The only information used includes the loan amount you requested, your gross salary, length of employment and credit exposure. This information is released so that the licensed providers can determine the best loan offer that you should get.

They can send you their offers through our platform where you can compare and choose the best offers available. You can also choose to decline any offers made to you.

Further information will only be sent to the selected money lender upon your acceptance of the offer and the authorization. Both of the involved parties’ identity will then be revealed to each other to allow for further liaising. The provider will contact you and arrange for an appointment

Any declined offers will mean that your personal information will automatically be removed from our system.

Your information will not be used for anything else apart from processing your loan request.

If you have further concerns, you can check our privacy policy or contact us for more details.

We have a simple 3 step process.

1. Let Us Know How Much You Need – Fill out a short application form stating how much you need and a few details about yourself
2. Get Offers in Your Email – Receive competitive quotes for loans in your email inbox
3. Accept an Offer – Pick an offer to accept and head down to the provider’s office to finalise your loan.

If your annual income is:

• Less than $20,000 a year – You can borrow up to $3,000
• $20,000 to $30,000 a year – You can borrow up to 2x your monthly income
• $30,000 to $120,000 a year – You can borrow up to 4x your monthly income
• Above $120,000 – You can borrow any amount (subject to approval)

Although these licensed providers usually have a lower qualifying criterion and a shorter approval time in comparison to banks, interest rates are typically charged on a monthly basis on top of a processing fee of up to 10% of your loan amount.

Thus it is important to think ensure that you borrow responsibly and borrow an amount that you will be able to return.